TATA AIG student travel insurance TATA AIG travel insurance for Romania

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Tata AIG Travel Insurance

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days

Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Romania travel insurance

The following are the important factors to consider while buying TATA AIG Schengen visa insurance:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Romania without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Romania?

The cost of TATA AIG Schengen visa insurance for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance Romania.
  • Length of travel: The cost of travel insurance to Romania from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

Popular tourists destinations in Romania

Mamaia
Mamaia

Mamaia is Romania’s most popular seaside resort. It has great white sand beaches, just made for sunning or people-watching. Mamaia has a water park, but activities are limited for small children.

Danube Delta
Danube Delta

The Danube Delta is one of the largest and best-preserved deltas in all of Europe, with 23 ecosystems that are home to a huge number of plants and wildlife.

The Sphinx and Babele
The Sphinx and Babele

The Sphinx and Babele are two regularly visited natural rock formations. Created by wind and rain. Babele, which translates to ‘the old woman’, is the name for the mushroom-shaped formations.

Peles Castle
Peles Castle

Decorated with ornate stonework, sculpted wood, and stained-glass windows, the castle is at once charming and intimidating from its spot against the panoramic views of the Carpathian Mountains.

Romania FlagRomania general information

Location

Central Europe

Capital

Bucharest

Currency

Romanian Leu

Best time to visit

April to September

Population

1.9 crores

Language

Romanian

Vacation spots

Bucharest, Bran Castle, Brasov, Transylvania, Sighișoara, Sibiu Palace of Parliament.

Romania travel insurance requirements

  1. TATA AIG satisfies Schengen Visa Insurance requirements for Romania
  2. TATA AIG company is located in Romania.
  3. Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Romania.
  4. Validity of the travel medical insurance must be for the entire stay in Romania.
  5. Coverage for emergency medical evacuation and repatriation
europe insurance

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless
  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

Customer Testimonials

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TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

List of Popular Schengen countries